Servicing you and your case, personally and professionally
Located in New Paltz, NY, George C. Selby is your local attorney offering a variety of client-based legal services. This firm was founded on the idea that every client deserves a patient ear and an open mind. Your legal matter is important. Where other offices may shrug you off or lose your file in a sea of "bigger problems," this office can offer you confidence that your call will be returned and your questions will be answered.
If your legal question does not fit into any of the areas of practice below, please contact our office. As an experienced general practice attorney, George C. Selby can offer flexible help with many specified legal questions.
If you are considering filing bankruptcy under Chapter 7 or Chapter 13 but you are afraid of the consequences, contact us for help. Often, clients facing debt for credit cards, foreclosures, vehicle loans, medical debt, or other debts believe that filing bankruptcy will ruin their financial life. After speaking with an experienced bankruptcy lawyer, these clients are often pleased to discover that the benefits of the breathing room and blank slate they can receive make it worth filing Chapter 7 or Chapter 13 bankruptcy. Explore our Bankruptcy and Debt page for answers to common questions about filing for bankruptcy under Chapter 7 and Chapter 13, or simply call Selby Legal, your bankruptcy resource in New Paltz, NY.
Get in touch with us to set up a free consultation, or use the contact form at the bottom of this page to inquire whether our services are right for you.
THIS WEEK'S NOTE:
You will not "Lose Everything" in Bankruptcy
Too often, honest people drowning in debt will spend every second of their free time working to pay off their debts. Many times the debt is so bad that these people will actually get sick from working so hard to pay them off. Sadly, many of these same people even have sacrificed paying for health insurance because they wanted to do everything they can to catch up. When asked “Why didn’t you look into Bankruptcy?” they frequently say that they “didn’t want to lose their house.” A home for their family is the most important thing for them, as it is for most of us. What these honest people do not realize is that most people interested in bankruptcy can keep their home and still walk away from their credit card debt, personal loans, re-possessed vehicle debt, and medical debts. In Ulster, Dutchess, and Orange County New York, a single person filing for Chapter 7 Bankruptcy can keep up to $137,950.00 of equity in their home. If filing with a spouse, this amount doubles to $275,900.00. This means if your house is worth $250,000 and you and your spouse still owe $50,000 on the mortgage, you can file Chapter 7 Bankruptcy without needing to worry about losing your house. The $200,000 of equity is “exempt” according to the law. Most people who file bankruptcy will be able to keep all of their property and belongings. If you are worried about losing property in a Chapter 7 or Chapter 13 Bankruptcy, schedule an appointment with George C. Selby, Esq., and Selby Legal will walk you through the process step-by-step.
243 Main Street, Suite 250
New Paltz, NY 12561
Areas of Practice
Chapter 7 bankruptcy
Chapter 7 bankruptcy is for individuals or married couples facing debts which they are unable to pay due to a lack of disposable income. Filing Chapter 7 bankruptcy does not mean that you will lose all your assets, in fact most of our clients are able to retain their home, car, and household items. Selby Legal strives to make the bankruptcy filing process straightforward and easy for the client in order make Chapter 7 bankruptcy a nearly stress-free experience.
If you have questions relating to copyrights or trademarks, we can help. The process for filing these intellectual property (IP) protections can be daunting and time consuming, but we can take the mystery out of it. We can further assist in the protection of your IP by negotiating licensing agreements and prosecuting infringments.
Chapter 13 bankruptcy
Chapter 13 bankruptcy is for clients who own substantial assets and have regular disposable income but face creditors' collections or foreclosures due to debts that they may have fallen behind on due to the ups and downs of normal life. Filing a Chapter 13 bankruptcy allows clients to set up a repayment plan to pay back certain debts yet still discharge credit card, medical, and other certain debts. Chapter 13 is very often used to help keep people in their homes when facing foreclosure.
If you have been injured in an accident of any kind, you need to speak with a lawyer as soon as possible to protect your claim. George C. Selby is experienced with guiding clients through this difficult time, and can personally assist you with the confusing world of insurance companies. For injury cases, there are no attorney's fees unless we win or settle your case.
Your home has been with you for years and now the bank will not accept your payments. You have just answered the door and been served with a foreclosure lawsuit. If this describes you, then we can help. We know what the bank is looking for and what can be done to keep you in your home. Where other firms may be limited to state court remedies, we may be able to explore options in federal court to keep you in your home.
criminal, dwi, and traffic
Criminal offenses can have a long lasting effect on your life. Many clients contact private attorneys because they cannot afford to lose their license after a DWI/DUI, or they will lose their job if they are convicted. Having handled many criminal cases ranging traffic tickets to felonies, George C. Selby can assist you during this frightening time of your life.
Use the form below to contact us regarding your legal matter. Please be as detailed as possible. You may also call us at 845-419-3383 to scedule a free consultation.